How much does Cologuard Plus cost out of pocket for seniors with no insurance?

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For seniors without insurance in the United States, the out-of-pocket cost for Cologuard Plus is typically $349.

• Standard Pricing Structure: Exact Sciences, the manufacturer, sets a list price that most uninsured patients pay directly. This flat fee includes the collection kit, shipping, and laboratory analysis, eliminating separate charges for sample processing.
• No Automatic Senior Discounts: There is no blanket discount program specifically for individuals over the age of 65. Pricing is generally uniform across demographics for self-pay patients, though regional pricing variations may apply in the UK where the test is accessed via private healthcare providers rather than direct consumer purchase.
• Assistance Programs: Uninsured patients with low household incomes may qualify for the Cologuard Plus Foundation. This charitable organization provides the test at no cost to eligible applicants, effectively reducing the out-of-pocket expense to $0 for qualified individuals.
• Comparison to Clinical Screening: While this test is convenient, a standard colonoscopy in the US often costs between $200 and $500 if performed on a cash basis without anesthesia, but can exceed $1,500 with hospital facility fees. Cologuard Plus remains a cost-effective alternative for home-based screening without a prescription requirement.
• Reimbursement Opportunities: Some Health Savings Account (HSA) or Flexible Spending Account (FSA) plans allow reimbursement for this item as a preventive care expense, which can offset the $349 cost for eligible seniors.

admin · 2026-10-10 10:44:41