What specific steps can seniors take to prevent Medicare fraud according to Senior Medicare Patrol?
The Senior Medicare Patrol recommends that seniors avoid answering unknown calls and wait for a message to call back. They also advise staying up to date on security practices to prevent medical identity theft and compromised Medicare numbers.✓ Accepted answer
According to the Senior Medicare Patrol (SMP), seniors can prevent Medicare fraud by strictly managing their digital footprint and refusing to engage with unsolicited communications.
- Practice the "Wait and Call Back" Rule: If you receive a phone call from a health insurance agent, provider, or Medicare official that feels suspicious, or if you simply receive an unknown number, hang up immediately. Never press "1" to confirm your identity. Instead, write down the number or look it up in a trusted directory, wait a few minutes for the message to record, and then call the organization back using the number on the back of your Medicare card or the official website.
- Monitor for Medical Identity Theft: Criminals often steal Medicare numbers to bill for services you did not receive, known as medical identity theft. Stay vigilant by reviewing your Summary of Benefits and Explanation of Benefits (EOB) statements monthly. If you see charges for tests, prescriptions, or appointments you do not recognize, report them to the Medicare Fraud Hotline or your insurance plan immediately.
- Protect Your Medicare Number: Treat your Medicare number like a social security number. Do not carry your Medicare card in your wallet if you also carry your Social Security card in the same place, as this creates a one-stop shop for identity thieves. Shred any old paperwork containing your number before disposal.
- Recognize Scam Red Flags: Be wary of offers that sound too good to be true, such as "free" medical devices or health supplements sent directly to your home. Scammers often use fear tactics, claiming your benefits are being suspended or that you must act immediately to avoid a fine.
- Utilize Medicare Fraud Prevention Week: The SMP hosts Medicare Fraud Prevention Week annually in June to educate beneficiaries. Use this period to refresh your knowledge on current fraud tactics and download the free "Medicare Fraud and Abuse" guide from the Senior Medicare Patrol website.
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